Meet The Team

Jackie A. Montoya, RICP®

Founder & PResident | K2 Summit Wealth

Financial AdvisoR

jackie@k2summitwealth.com

Jackie Montoya is the Founder and President of K2 Summit Wealth, where she leads the firm with a commitment to thoughtful planning, disciplined investment strategy, and deeply personal client relationships. Jackie began her career in financial services in 2006, joining the firm originally founded by John M. Kosmicki in 1997. Over nearly two decades, she played an integral role in the firm’s growth and evolution before assuming full ownership and rebranding the firm as K2 Summit Wealth in 2026.

With a strong research foundation and extensive experience in retirement income planning, Jackie helps clients navigate an increasingly complex financial landscape with clarity and confidence. Her approach blends careful analysis with practical guidance, ensuring that every recommendation is tailored to each client’s long-term goals, values, and stage of life.

Jackie holds a bachelor’s degree in business administration with dual emphases in personal and corporate finance from Colorado State University. She began her studies at Palomar College in San Marcos, California, where she earned her associate's degree and played collegiate basketball. She earned the Retirement Income Certified Professional® (RICP®) designation through The American College, equipping her with advanced strategies for creating sustainable and tax-efficient retirement income. In addition to her securities registrations, Jackie is licensed in life, health, and long-term care insurance.

Known for her warmth, empathy, and steady leadership, Jackie builds long-term relationships that often span generations. A Colorado native, she is proud to serve individuals and families in the community. She takes time to understand the full picture of her clients’ lives—financially and personally—allowing her to deliver guidance that is both strategic and deeply aligned with what matters most to them. This relationship-driven philosophy continues the legacy of commitment and independence on which the firm was built, while positioning K2 Summit Wealth for the future.

Outside the office, Jackie enjoys spending time outdoors with her husband and their three children. A former college basketball player, she enjoys coaching and playing and is an avid sports fan. She loves traveling throughout the United States and abroad and values family, faith, and community.

John M. Kosmicki

founder (retired) | kosmicki investment servICEs

John Kosmicki is the founder of Kosmicki Investment Services, which he established in 1997 with a vision of providing independent, client-first financial guidance grounded in integrity, education, and long-term relationships.  After more than four decades in the financial services industry, John retired from active practice, leaving behind a firm built to serve clients for generations. 

Throughout his career, John guided clients through virtually every market environment—from periods of high inflation and economic recession to extended bull markets. As a Registered Financial Consultant (RFC) and Investment Advisor Representative, his steady perspective and real-world experience helped families and business owners navigate uncertainty while striving to build lasting financial well-being.

John has always believed deeply in the power of education. He earned a bachelor’s degree in finance from the University of Wyoming and pursued advanced professional education through the University of Colorado Graduate School of Banking, the University of Oklahoma Investment School, and The Tax Institute at the University of Nevada. His commitment to lifelong learning helped shape the disciplined, thoughtful approach that became the hallmark of the firm.

While John is now retired, his values and philosophy remain foundational to the firm’s evolution into K2 Summit Wealth. The principles he established—integrity, independence, and personalized service—continue to guide the next generation of leadership and client care.

John enjoys relaxing on the golf course, wing shooting, or cheering on the Wyoming Cowboys. He and his wife, Susan, are proud parents of four and grandparents to four.

Anne Whitson

Executive Administrator

anne@k2summitwealth.com

Anne joined the firm in August 2023 and brings more than 10 years of experience in client relations, along with over 30 years of professional administrative experience. As Office Administrator at K2 Summit Wealth, she plays a vital role in supporting both clients and the advisory team, ensuring day-to-day operations run smoothly and with exceptional attention to detail.

Anne holds a Bachelor of Science in Business Administration from the University of Montana in Missoula, where she grew up. Known for her keen eye for detail and genuine care for others, she combines organizational expertise with a people-first mindset that helps create a welcoming and efficient office environment.

After spending many years in Arizona and Texas raising her two sons, Anne is thrilled to have returned to the mountains and four seasons she loves. She now lives in Fort Collins, Colorado, with her boyfriend, two hilarious cats, and a very snuggly pug. Outside of the office, Anne serves as an officer on the Northern Colorado Delta Gamma Alumnae Chapter Board, enjoys exploring Northern Colorado, and treasures time spent visiting her adult sons in Arizona whenever possible.

Cecily B. Schenimann

Office assistant

Cecily@K2summitwealth.com

Cecily joined K2 Summit Wealth in 2026, bringing a strong background in management and customer service. In her role as Office Assistant, she supports the team in day-to-day operations and helps ensure that every client interaction is handled with care, organization, and attention to detail.

Cecily holds a Bachelor of Science in Business Administration from Liberty University and a Master of Information Sciences from the University of Tennessee, Knoxville. Her educational background, combined with her professional experience, allows her to bring both structure and thoughtful problem solving to the office.

Originally from western North Carolina, Cecily relocated to Fort Collins in 2021. Outside of the office, she is an active member of her church and enjoys spending time outdoors hiking, camping, and backpacking. She is also an avid reader who values lifelong learning.